The Washington State HCA & PEBB sponsors a voluntary Group Long-Term Care Insurance Plan for all actively-at-work employees currently eligible for PEBB medical coverage and their eligible spouses/qualified domestic partners, parents and parents-in-law. The insurance is underwritten by John Hancock Life Insurance Company, Boston, MA one of the premier Long-Term Care Insurance carriers.
If you are a newly eligible actively-at-work employee, applying within 31 days of becoming eligible, you will receive modified underwriting. You will need to answer two questions on the application concerning your health. If you answer no to both questions you are automatically accepted into the plan. You may apply for the LTC coverage at any time, but if you apply after your initial 31 day enrollment period, your application will require proof of good health.
Your age when you first enroll determines your monthly premium rate for coverage. The younger you are when you enroll, the lower your cost will be.
In addition to conventional nursing home coverage, the plan covers services received in your own home, in a qualified adult day care facility, or in a alternate care facility.
If long-term care costs increase due to inflation, you may have the opportunity to increase your elected Daily Maximum Benefit and consequently increase your Lifetime Maximum Benefit. This allows your benefits to remain meaningful over time.
Even if you leave your job you may be able to continue your coverage at group rates.
For more information or to request your enrollment kit today:
Call (800) 399-7271
or
Visit the John Hancock Long-Term Care website:
http://pebbltc.jhancock.com
User ID: pebbltc
Password: jhancock
