Medical Costs
Medical care costs are covered at 100%. There are some medical services that require pre-authorization from the Department of Labor and Industries. For a list of these services, contact your claims manager.
Wage Replacement
There is a three (3) day waiting period between the date of injury and the time worker’s compensation wage replacement benefits begin, unless the employee is off for more than fourteen (14) days then benefits would start the day after the injury date. A physician must certify this time off. The employee can choose to use their paid leave during this period or use leave without pay.
*Employees who are out on workers compensation claims are not eligible to participate in the Shared Leave Program.
Wage replacements (time loss payments) are paid to the employee at a rate of 60-75% of their gross salary, and the benefit is tax-free. The percentage is based on the size of the employee’s family (single employee is compensated at 60%, with percentages added for each additional family member.)
Other Benefits
- Assistance in return to work efforts.
- Permanent Partial Disability Awards are given to employees who have suffered a permanent reduction in their pre-injury physical capacity abilities.
- Pensions are awarded to employees who are permanently disabled due to their on-the-job injury or occupational illness.
- Survivor benefits are paid to surviving family in the event of a fatality due to a worker-related incident.
